Building with shield

Within the field of insurance, correct and timely unlocking the patterns of claims data is key to maximizing business value. We’ve collaborated with insurance clients on initiatives such as:

  • Claims analysis including fraud detection modeling programs
  • Natural language processing of adjustor’s notes for improved claims processing
  • Building and implementing pricing models
  • Analysis of IoT impacts on insurance policy claims 
  • Building and implementing price setting tools


ClearGrade provides an intuitive and collaborative environment to take out human error, increase transparency, and speed up the time involved with pricing insurance policy renewals. ClearGrade combines the best of data visualization and price modeling in an easy to use web-based platform.

Person with different LOB icons surrounding them

Insurance policy renewal summary view at the book and client level across all Policies and LOB's

Magnifying glass over several documents

Scenarios planning tools allow Underwriters to explore impacts of policy term and pricing adjustment on P&L

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Actuarial inputs are clearly provided throughout the interface, greatly reducing labor hours


Team Lead

Siyu Zhou

Siyu Zhou
SVP, Data Science


Siyu Zhou, SVP, Data Science has been with Fulcrum since 2010. She oversees analytical efforts specializing in the Financial Services sector and works closely with clients to build and cultivate excellent engagement experiences. She has partnered with many top insurance carriers and global investment banks to develop, improve and automate mission-critical processes, with a focus on data science and data engineering solutions.

She also has experience in direct marketing analytics for various industries and loss cost analytics for OEMs.

Siyu holds a B.S. in Applied Mathematics from Beijing Institute of Technology, a B.A. in Economics from Peking University and an M.S. in Applied Statistics from Cornell University.

Recent Thoughts on Insurance

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Fulcrum creates apps that put your data to work and make a meaningful impact on the efficiency of your business. Fulcrum can host these apps for you, or build the apps for you within your own environment. In all cases, the applications we build have the same goal: to put the power of data at your fingertips for better business decision making.